Compare Auto Insurance Quotes Side by Side
Quotes only compare when the details match. Licensed agents can line up coverage limits, deductibles, and exclusions so you can see what each option includes.
Reviewing your options is
Free
no obligation
Why Compare With a Licensed Agent?
A quote is only useful if you can compare it fairly. Licensed agents can help you match limits, deductibles, and exclusions across carriers. Not sure what the lines on a quote mean? Read our guide to reading an auto insurance quote.
Matching Coverage Limits
Make sure each quote uses the same liability limits so the prices you see are actually comparable.
Deductibles Explained
See how a higher or lower deductible changes the premium and what you would pay after a claim.
Exclusions and Fine Print
Review what each policy does not cover, plus discounts and claim rules, before you decide.
Secure Process
We handle your information securely and share it only with partner organizations, as our Privacy Policy explains.
Ticket or Claim on Your Record?
Past tickets or claims can affect what carriers offer. An agent can explain how different carriers may view your record.
Questions Answered
Ask about add-ons, renewal terms, and what a quote does and does not guarantee.
How Quote Comparison Works
A fair comparison starts with the same facts for every quote.
Share Your Details
Answer a few quick questions about you, your vehicle, and the coverage you want.
Get Connected
We connect you with a licensed insurance agent in our network.
Line Up the Quotes
Review options with matching limits and deductibles so you can see the real differences.
Check the Details
Go over what each policy covers and excludes before you decide.
Want Your Quotes Compared Fairly?
Licensed agents are available to help you line up limits, deductibles, and exclusions.
Auto Insurance FAQs
Common questions about comparing auto insurance and how this service works.
Is Auto Cover Shield an insurance company?
No. Auto Cover Shield is an advertising and marketing referral service. It is not an insurance company, broker, or licensed agent, and it does not underwrite policies or set rates. When you submit the form, you may be connected with a licensed insurance agent or provider who can review auto coverage options with you.
Does it cost anything to compare auto insurance quotes here?
No. Submitting your information and speaking with a licensed agent costs you nothing and carries no obligation to buy. Auto Cover Shield may receive compensation from its agent and provider partners for referrals.
What affects the price of my car insurance?
Rates are set by the insurance carrier and vary with your state and ZIP code, driving record, age, the vehicle you drive, how much you drive, the coverage limits and deductibles you choose, and in many states your credit-based insurance score. A licensed agent can explain how these factors apply to you.
What types of auto coverage can I ask about?
Common coverages include liability (bodily injury and property damage), collision, comprehensive, uninsured and underinsured motorist, personal injury protection or medical payments, and rental reimbursement. Required minimums differ by state, so an agent can help you understand what applies where you live.
Can I compare quotes if I already have a policy?
Yes. Many drivers review their coverage at renewal or after a life change such as moving, buying a new car, or adding a driver. Comparing options does not cancel your current policy, and you decide whether to change anything.
What happens after I submit my information?
You may be contacted by phone, email, or text by a licensed insurance agent or provider in our partner network. They can review the options available in your area and answer your questions. Consent to be contacted is not a condition of purchasing any product or service.
Is my personal information safe?
We use reasonable safeguards to protect the information you submit, and we share it only as described in our Privacy Policy. You can request to opt out of the sale or sharing of your personal information at any time using the link in the site footer.